Tennessee Health Insurance

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Read below for further information on the many health insurance carriers available in Tennessee.

Across the nation leading insurance companies are recognizing the unmet need of millions of Americans who are seeking affordable health insurance solutions. Today, Tennessee residents have more options than ever for their individual and family health insurance coverage. Throughout the state, many major insurers are offering coverage options that are suitable for every individual and family, at any stage in life. Many of these companies also offer plans with dental and vision coverage.

Aetna

Aetna has a long history of providing insurance to the American public, tracing its roots to 1850, when the company was founded as Aetna Life Insurance Company. In 1899, Aetna added health insurance to its offerings, becoming one of the first major insurance carriers in the country to do so. Health insurance was still a new concept at the turn of the 20th century, and the product was available only to individuals who already owned or were purchasing an Aetna life or accident policy. As health insurance began to row in popularity among the American public, Aetna expanded its offerings to become one of the nationýs largest health insurance providers.

Today, Aetna offers a variety of products for Tennessee individuals and families, with a range of options that includes comprehensive plans, as well as more selective plans for those seeking less coverage. For instance, Aetnaýs PPO First Dollar plan offers a $30 copayment for routine services with zero deductibles, while the companyýs Preventative and Hospital Care plan has a high deductible, and is compatible with tax-free Health Savings Account plans.

Blue Cross Blue Shield of Tennessee

For over 60 years, BlueCross BlueShield of Tennessee has served the health insurance needs of Tennesseans. Today, more than 2 million Tennessee residents are covered by health plans and insurance offered by BlueCross BlueShield of Tennessee. BCBS Tennessee is part of the nationwide BlueCross BlueShield Association, with networks in every state in the Union.

BCBS of Tennessee offers several plans, including PremiereBlue, a build-it-yourself series of plans which are comparable to traditional plans offered by large employers, ideal for self-employed men and women, as well as those taking early retirement; SimplyBlue, offering basic coverage for health emergencies and accidents, with very low monthly premiums; and short-term personal health coverage plans for recent graduates, individuals who are between jobs, and those who lost coverage as a result of divorce.

HumanaOne

HumanaOne is an affiliate of Humana Inc., which was founded in the 1960s as a nursing home management company. The company expanded into hospital construction and management in the 1970s, and began offering health insurance in 1984. Today, Humana is one of the country's largest publicly traded managed healthcare companies, with more than 6 million individuals enrolled in its health plans.

HumanaOne was developed to offer affordable health coverage for individuals and families who do not receive coverage through their employers, including freelancers and other self-employed workers, early retirees, recent graduates and students. HumanaOne specializes in plans that allow enrollees to design their own health care coverage that suits their individual needs, and offers many features that are often found only in group health plans.

HumanaOne's three plans for Tennessee residents include a wide range of coverage options, from comprehensive plans that mimic health plans offered by major employers, to low-cost options that cover essential health care needs. Some plans also offer the option of a health savings account to take advantage of potential tax savings.

United Health One

UnitedHealth One is an affiliate of United Healthcare, a nationwide provider of health insurance that offers coverage to more than 26 million members across the United States. UnitedHealth One continues United Healthcareýs tradition of serving Tennessee residents, offering comprehensive coverage solutions with competitive rates and reliable service.

UnitedHealth One offers individuals and families the option of choosing a health insurance plan that offers many of the same deductibles, copays, and network provider services as are offered in employer-sponsored health insurance plans, as well as basic plans for accident and emergency coverage, and plans that fall in-between comprehensive and basic coverage, which are ideal solutions for individuals in transitional periods of life, who find themselves between insurers. Copays and deductibles vary based on the plan chosen, and some plans are designed to work hand-in-hand with Health Savings Accounts.